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God of Love Multipurpose Cooperative Society Limited (GOLMCS) was established in 2015 as a
cooperative society with a vision to empower individuals, families, and communities through
financial services and community development initiatives.
At GOLMCS, we believe that financial empowerment is a key component of community development, and we strive to provide our members with access to affordable and accessible financial services that enable them to achieve their financial goals and improve their standard of living.
Our core values
Our core values include integrity, transparency, accountability, and community development. We are
committed to upholding these values in all our operations and interactions with our members and
stakeholders.
Since our establishment, we have grown steadily and expanded our range of services to include savings accounts, loans, investment opportunities, and community development programs. We have also established partnerships with local and international organizations to enhance our capacity to deliver high-quality services and support community development initiatives.
At GOLMCS, we are committed to making a positive impact in the lives of our members and communities through our financial services and community development initiatives. We welcome everyone who shares our vision and values to join us in our mission to empower individuals and communities through financial services and community development.
Any registered member of our cooperative society can apply for a loan. To be eligible for a
loan, you must meet our lending criteria, which includes a review of your creditworthiness,
employment status, and income
To apply for a loan at GOLMCS, you must provide accurate information about your financial
situation, employment status, and purpose of the loan. You may also be required to provide
additional documentation to verify your income, employment status, or creditworthiness.
The maximum amount you can borrow depends on the type of loan you choose. We offer
long-term loans of up to N5,000,000, short-term loans of up to N500,000, and
commodities/emergency loans of up to N200,000.
The repayment period for loans at GOLMCS varies depending on the loan type. For long-term loans, the repayment period is up to 12 months. For short-term loans, the repayment
period is up to 6 months. For commodities/emergency loans, the repayment period is up to 3
months.
Our loan interest rates are competitive and vary depending on the loan type and amount. You
can find detailed information about our loan interest rates on our website or by contacting our
customer service team.
We aim to process loan applications as quickly as possible. Once we've received your
application and required documentation, we'll review it and notify you of the loan decision
within a few business days.
Loan repayment is made through monthly installments, which can be deducted automatically
from your GOLMCS account or paid manually through our payment channels.
If you're unable to repay your loan, we encourage you to contact our customer service team as
soon as possible to discuss your options. Failure to repay your loan on time may result in late
payment fees or affect your credit score.
Yes, you can pay off your loan early without incurring any penalty fees.
To apply for a loan at GOLMCS, you must be a registered member of our cooperative society
or a customer. Once you've become a member, you can log in to our website or visit our
office to apply for a loan. The loan application process is easy, and our customer service team
is always available to assist you with any questions or concern